Only in a place infested with niggers can so-called 'pay day loan businesses' exist. Pay exorbitant interest for immediate gratification. Sounds like something only a nigger would go for.pocketing about $11,000 in cash from her employer, Money Now.
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Only in a place infested with niggers can so-called 'pay day loan businesses' exist. Pay exorbitant interest for immediate gratification. Sounds like something only a nigger would go for.pocketing about $11,000 in cash from her employer, Money Now.
Be polite, be professional, but have a plan to avoid every nigger you meet.
Sadly this isn't limited to just niggers. Though they do make up the bulk of payday loans. When I was in the Navy I knew a lot of young guys who lived payday to payday. Not because they were underpaid but because they were reckless and liked to party and gamble. Then when they needed money instead of admitting their problem and seeking out something like NMCRS, they went and took a 4000% payday loan and borrowed more than they make in a paycheck. Then they would come cry to me like I was going to be able to do anything for them beyond pointing them to the legal office. Don't cry on my shoulder and you aren't getting a penny from me.Originally Posted by Whitey Ford
That's not unusual. Sailing is a rough business. Ever heard of Lombardy Banking? Thus so named because it has its origins in the Lombard region of Italy during the Medieval Era, it was one of the first interest based forms of banking. It was kind of a precursor to the modern day Pawn Broker model, you pawn something of value for a fraction of its real worth and then pay interest up the ass to get it back.
This form of 'banking' took off in port cities across the world back in history, mostly preying on sailors. In fact most port cities across the world had a Lombard Street because of this, and some still have theirs even though they're no longer used to host businesses that do this anymore. San Francisco still has its Lombard Street, but its mostly famous for having a winding, meandering zig zag that makes no sense these days.
At any rate, sailors would be stuck at sea with a bunch of other stinky guys for weeks on end, no forms of entertainment or leisure and just a relentless grind of maintaining a ship that constantly needed steering, navigation, maintenance and whatnot. It only stands to reason that when they did finally dock, they would make tracks to the nearest Lombardy Banker and pawn that expensive watch. Then, hookers and rum! YOLO.
Sailing is a rough business, man.
Be polite, be professional, but have a plan to avoid every nigger you meet.
Damn, that's an interesting post.That's not unusual. Sailing is a rough business. Ever heard of Lombardy Banking? Thus so named because it has its origins in the Lombard region of Italy during the Medieval Era, it was one of the first interest based forms of banking. It was kind of a precursor to the modern day Pawn Broker model, you pawn something of value for a fraction of its real worth and then pay interest up the ass to get it back.
This form of 'banking' took off in port cities across the world back in history, mostly preying on sailors. In fact most port cities across the world had a Lombard Street because of this, and some still have theirs even though they're no longer used to host businesses that do this anymore. San Francisco still has its Lombard Street, but its mostly famous for having a winding, meandering zig zag that makes no sense these days.
At any rate, sailors would be stuck at sea with a bunch of other stinky guys for weeks on end, no forms of entertainment or leisure and just a relentless grind of maintaining a ship that constantly needed steering, navigation, maintenance and whatnot. It only stands to reason that when they did finally dock, they would make tracks to the nearest Lombardy Banker and pawn that expensive watch. Then, hookers and rum! YOLO.
Sailing is a rough business, man.
I was under the impression that usury was illegal in the Christian world in the medieval era though I believe at some point most kings and rulers started to allow Jews to practise usury since they were banned from most trade practices.
I may be wrong, I'm remembering this from a documentary I watched like 10-15 years ago and through discussions with people about European history
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To some extent the Catholic Church walked back some of the ban on interest for humanitarian reasons, but within reason. One of these reasons was the Monte De Piete .
The Monte De Piete helped the poor by giving low interest loans to people at the most reasonable rates possible. Then, a rich banker turned statesman by the name of Cosimo De Medici came into power and ran all the high interest lenders out of Florence. Then he gave thousands of low interest 'micro loans' to anyone who wanted one. This blew up the Italian economy like a balloon and gave birth to The Renaissance. Cosimo made all of his money by the sheer volume of the loans he gave out, not by high interest, and Italy became the center of world banking for many years.The public office was organized and operated by the Catholic Church and offered financial loans at a moderate interest to those in need.[3] The organizing principle, based on the benefit of the borrower and not the profit of the lender, was viewed as a benevolent alternative to the loans provided by moneylenders.[2]
Be polite, be professional, but have a plan to avoid every nigger you meet.
So what about the protestants? I may be ignorant here as my family is protestant for as far back as I can tell, and as far as I know usury was illegal.
Granted I come from British stock, I know Spanish, French and Italian among many of the mediterirain and southern Europe are Catholic, but I'm unsure what the Orthodox thought in that time about usury, mainly the Greeks, who clearly had docks and good trade.
I understand the Orthodox are close to Catholicism but are certainly apart, from what I know from my Orthodox friends, it's because of the pope and changing of the meaning of the bible
Btw, don't mean for this to get too religious or anything offensive. Not my intention at all
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I come from a Protestant background too. I'm not sure how they they felt about usury, though. I would imagine Martin Luther would've been staunchly against it.
Protestantism didn't become a major force in the world until what was known as The Thirty Years War in the 1600s. It was Protestants vs Catholics with Britain taking point for the Protestants and Germany representing the Catholics. The Protestants won the war and the warring factions sat down and signed The Treaty of Westphalia, and Protestants have been pretty much the dominant power in Europe ever since.
The strange thing about the The Thirty Years War was the reason the Protestants won was because Sweden entered the war on their behalf. Sweden was a superpower at the time and very rich because it dominated the copper trade at the time. But, Queen Christina of Sweden abdicated her throne, converted to Catholic and moved to the Vatican after winning the war for the Protestants. Needless to say, she was ostracized.
I think that George Martin based the Arya Stark character from Game of Thrones on Queen Christina. When Queen Christina was a little girl, she didn't like playing with dolls, she like playing with swords and swordfighting. The Swedes called her the "girl King" because she always acted more like a King than a Queen.
Be polite, be professional, but have a plan to avoid every nigger you meet.
True but I was referring to home port. These guys go out every weekend and blow their paycheck. I have seen firsthand though people spending their whole wad at a port then being bored. Then when we get back it is "oh shit I need money to pay my rent". They want sympathy and rely on the generosity of others.That's not unusual. Sailing is a rough business. Ever heard of Lombardy Banking? Thus so named because it has its origins in the Lombard region of Italy during the Medieval Era, it was one of the first interest based forms of banking. It was kind of a precursor to the modern day Pawn Broker model, you pawn something of value for a fraction of its real worth and then pay interest up the ass to get it back.
This form of 'banking' took off in port cities across the world back in history, mostly preying on sailors. In fact most port cities across the world had a Lombard Street because of this, and some still have theirs even though they're no longer used to host businesses that do this anymore. San Francisco still has its Lombard Street, but its mostly famous for having a winding, meandering zig zag that makes no sense these days.
At any rate, sailors would be stuck at sea with a bunch of other stinky guys for weeks on end, no forms of entertainment or leisure and just a relentless grind of maintaining a ship that constantly needed steering, navigation, maintenance and whatnot. It only stands to reason that when they did finally dock, they would make tracks to the nearest Lombardy Banker and pawn that expensive watch. Then, hookers and rum! YOLO.
Sailing is a rough business, man.
My dad has been down that street and toured the area while in school there. With twenty years in the USN and even being the amateur history buff that I am, especially Navy and other maritime stuff, I never knew that. Cool info.
As far as the Jewish practice, it's actually written in the Torah that Jews are forbidden to charge interest to other Jews but may do so with non Jews. The Jews would not only take care of their own, they would handle their business if one of them were to not pay it back and trust me, you didn't want to find yourself on the wrong side of the very swift Jewish legal system so it rarely happened.
I don't see interest as a sin per se as it is a necessary cost for doing business. You can't even keep the lights on in a bank unless someone is paying for it much less cover the cost of those that will always default or die before it's paid so I don't find fault in it. Let's face it, no one would lend anyone a dime if there weren't some incentive for the time spent and risk of doing it. I sure as hell wouldn't.
As far as they both go, let the borrower and the lender be ware.
As for me, neither a borrower nor lender be. Be frugal and be free - whenever possible.
My Uncle was in the Navy for years. He told me that he sailed under the Golden Gate Bridge to port many, many times.
The funny thing is that my Uncle is one of the most homophobic guys you'll ever meet and spent a lot of time in San Francisco LOL. The deal is that, in the years before 'Don't Ask, Don' Tell' or whatever, if the Navy found out that a sailor was gay they would discharge him. The favored port of discharge was San Francisco. Then, all the gay discharged ex-sailors took over the Castro District and ever since it has been known as a stronghold of gay LOL.
None of the streets in San Francisco really make any sense. That iconic car chase scene from the Steve McQueen movie Bullitt was filmed in San Francisco probably because of this.
The car chase, with Bullitt's Mustang Shelby famously bouncing over the city's hills, was filmed largely on Fillmore Street, between Broadway and Vallejo Street. The climactic shoot-out took place in San Francisco International Airport.
I was reading a good piece by Joe Bob Briggs on San Francisco in TakiMag a while back where he explains the history of it. Pretty interesting stuff.
Who Cut the Balls Off San Francisco?
Joe Bob Briggs
https://www.takimag.com/article/who-...san-francisco/
Be polite, be professional, but have a plan to avoid every nigger you meet.
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