[edited to remove the company name, in case a search engine shows this post and the nigger realizes it's me]

This card company has been pretty good to me until now. With how much I use the cards, there is no reason I should have to pay an annual fee when they make money off my purchases, and I could always call up to have them waive the fee on any of the cards. The first agent, a nice-sounding woman with a white-sounding Southern drawl, wasn't able to do this for me. So she sent me up to a "senior account manager," and that nigger was worse than the typical useless nigger. Let's just call it Shaniqua. She said "It done not be available," which means nothing to me. I asked why she couldn't do it, and she just said again, "It done not be available."

How the hell, just how the hell "woke" can any company be to promote a nigger to a "senior" position?

I have excellent credit, and tens of thousands in available balance with them. I use one of their cards in particular because of the bigger cash back from grocery stores and entertainment, and considering what they spent, it's nice revenue for them for letting someone use their product. They need me, but I don't need them, and I don't need their business if they're going to dick me for $50, even if I do get a lot more than that in cash back. It's the principle, and on top of that it's the insult of being "served" by a nigger. So I'll be opening a couple of new cards elsewhere, and then closing all my accounts.

Generally you want to open new lines of credit first before closing old ones, because closing accounts can lower your credit score. I applied for a few cards over the years, spreading purchases around with paying off the balances, as part of building a high FICO. Then I was offered a new card with a cash bonus if I spent $X in the first few months. That was a no-brainer, although we have to remember that credit card companies make money off the small percentage that merchants pay. I was a good customer ever since I was a young adult, and guess what, all it takes is one bad experience with a nigger to send someone away forever.

There's the old tale of "all for want of a nail." Today, it's "all for want of a human."