A new survey from Bankrate shows that African-Americans, millennials, and Northeasterners pay more in banking fees than other segments of the population. Banking fees are defined as “nominal” fees paid by the consumer for services, maintenance, and upkeep of their bank accounts. Examples could include a fee to print a check, to open or have an account at a bank, or for wire transfers.
In its survey of over 2,600 adults, Bankrate found that white checking-account holders said they paid just $5 a month in bank fees. Those numbers more than double for black and Hispanic account holders.

Hispanics pay $16 a month in banking fees, while black customers paid $12 a month, Bankrate found. Those who identified as another race also paid more, at $8 a month for banking services. There was little difference between men and women.
The number of white adults who said they paid no fees was also much higher than that of African-Americans and Hispanics.

More than 75% of whites said they didn’t pay any banking fees in a typical month — compared to roughly 60% of Hispanics and 60% of blacks.
There are several reasons. The first is that minorities are frequently more often part of the underbanked population, meaning that while they have banking accounts, the financial services offered don’t always meet all their needs. This means they have to pay more for financial services that the fully banked can get for free or at a lower cost.
https://www.yahoo.com/finance/news/m...161950159.html

So when Mrs. S and I pay zero fees to our bank and credit union, except for new paper checks (hardly ever used) and the rare cashier's check, we must be cashing in on our white privilege? Because we pay attention and make enough so we don't get hit with overdraft fees, it's racist when niggers are always overcharging and overdrawing? What bullshit, especially that part about "don't always meet all their needs." What could niggers "need" that others don't? Oh, that's right, "Ahz needs float dis check, kins you be heppin' meez?" "Dat booshit ahz kins write dat chick, it be Toosday, ahz gone habbs enuffs dollas nex Monsday wid muh weffare deposdit!"

Last night I saw a commercial that pissed me off. Brinks is offering a debit card, saying you can get your paychecks or government benefits "up to two days faster." Another way to get welfare, and a way to withdraw dollars that the government can't track?