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https://www.nbcnews.com/feature/in-p...unts-v17840373
Sabino Fuentes-Sanchez hid $25,000 all around his house because he didn't trust banks. Lasonia Christon receives her Wal-Mart salary on a pre-paid debit card. Kim James was homeless for most of the past decade in part because she had no place to save money.
There are plenty of reasons people still live all-cash lives, but the sheer number who do it might surprise you. At a time when the majority of Americans use online banking, and some even deposit checks using their cellphone cameras, roughly eight percent of America's 115 million households don’t have a checking or savings account, according to census data compiled by the FDIC.
The numbers are far higher among minorities: More than 20 percent of niggers and Hispanics are essentially left out of the American banking system.Lasonia Christon of Jackson, Miss., tries to avoid getting paid in checks, but when her state tax refund for $231 arrived recently, she had to pay $7 to cash it at a nearby convenience store.
Christon works at Wal-Mart. Her paychecks are deposited onto a prepaid debit card -- an improvement over old-fashioned paper paychecks, which led to high check-cashing fees. It’s hardly a good substitute for direct deposit, however. One cash withdrawal per period is free, but others cost $2. She can avoid the fee by shopping at Wal-Mart and getting cash back at checkout.
She is among the 60 percent of unbanked Americans who previously had a checking account. Christon used to share one with her sister, but It cost her dearly.
"There was an overdraft here and an overdraft there, and it just didn't work out," she said.Then again, we know most niggers blow money on stupid shit fast as they get the cash.James, 55, has been in and out of homelessness for several years. She now lives at a half-way house called Dove House in Durham, N.C., and figured she could never move into her own apartment unless she could stash away the money needed for a security deposit. Without a savings account, that was a challenge.
"Cash in hand is cash spent, my mother always said," she said.
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Originally Posted by Cracka Jack
